Low Rate Credit Card Offer commences on 1 October 2020 and comprises 0% purchase rate for 15 months and a $150 Woolworths Supermarket Gift Card when you spend $1,000 on eligible purchases in 90 days. To be eligible, a new Low Rate Credit Card application must be submitted between 12:01am AEST 1 October 2020 and 11:59pm AEST 31 January 2021. Your current name needs to match the name on the identity document. Present acceptable residency documents (if you’ve never had a California DL/ID card). Pay the nonrefundable application fee. (Application and fee valid for 12 months.) Have your thumbprint scanned. Pass a vision exam. Have your photo taken. Take the knowledge test(s). You are ...